Acima empowers consumers and merchants with No Credit Needed point-of-sale leasing solutions underwritten by machine learning technology. Consumers love the expanded purchasing power that Acima provides. Merchants love expanding their business into underserved demographics at no additional cost to them. Both customers and merchants applaud the speed, ease, and convenience of the Acima approval process. Acima is powered by proprietary artificial intelligence software and a world-class team of technologists and support staff. We’re in the business of expanding options for buyers and sellers alike.